Personal Deposit Rates
Effective:
Rates are subject to change.
Checking Products
| |
|
Interest
Rate 1 |
APY 2 |
Minimum Balance
to Obtain APY |
| Free Checking |
N/A |
N/A |
N/A |
| Reward Checking |
|
|
|
| |
$0.01 - $49,999.99 |
2.23% |
2.25% |
$0.01 |
| |
$50,000 and over |
0.75% |
0.75% |
$50,000 |
| |
Non - Qualifiers |
0.10% |
0.10% |
$0.01 |
| Mutual Club Plus Checking |
|
|
|
| |
$0.01 - $999.99 |
0.05% |
0.05% |
$0.01 |
| |
$1,000 - $4,999.99 |
0.15% |
0.15% |
$1,000 |
| |
$5,000 - $14,999.99 |
0.25% |
0.25% |
$5,000 |
| |
$15,000 - $49,999.99 |
0.40% |
0.40% |
$15,000 |
| |
$50,000 and over |
0.65% |
0.65% |
$50,000 |
| Traditions Checking |
|
|
|
|
$0 - $4,999.99 |
0.05% |
0.05% |
$0.01 |
| |
$5,000 - $14,999.99 |
0.10% |
0.10% |
$5,000 |
| |
$15,000 - $49,999.99 |
0.20% |
0.20% |
$15,000 |
| |
$50,000 and over |
0.40% |
0.40% |
$50,000 |
| Estate Checking Account |
|
|
|
| |
$0 - $34,999.99 |
0.40% |
0.40% |
$0.01 |
| |
$35,000 - $99,999.99 |
0.65% |
0.65% |
$35,000 |
| |
$100,000 and over |
0.85% |
0.85% |
$100,000 |
Money Market Accout Products
| |
|
Interest
Rate 1 |
APY 2 |
Minimum Balance
to Obtain APY |
| Money Market Deposit Account |
|
|
|
| |
$0 - $4,999.99 |
0.05% |
0.05% |
$50 |
| |
$5,000 - $14,999.99 |
0.15% |
0.15% |
$5,000 |
| |
$15,000 - $49,999.99 |
0.35% |
0.35% |
$15,000 |
| |
$50,000 - $99,999.99 |
0.45% |
0.45% |
$50,000 |
| |
$100,000 and over |
0.60% |
0.60% |
$100,000 |
| Mutual Advantage MMDA |
|
|
|
| |
$0 - $4,999.99 |
0.33% |
0.33% |
$50 |
| |
$5,000 - $14,999.99 |
0.65% |
0.65% |
$5,000 |
| |
$15,000 - $24,999.99 |
0.81% |
0.81% |
$15,000 |
| |
$25,000 and over |
1.14% |
1.15% |
$25,000 |
Savings Account Products
| |
|
Interest
Rate 1 |
APY 2 |
Minimum Balance
to Obtain APY |
| Statement Savings |
|
|
|
| |
$0 - $2,499.99 |
0.15% |
0.15% |
$100 |
| |
$2,500 and over |
0.30% |
0.30% |
$2,500 |
| Club Accounts |
|
|
|
| |
Christmas Club 4 |
0.50% |
0.50% |
$50 |
| |
Vacation Club 5 |
0.50% |
0.50% |
$50 |
| |
Young Savers |
0.50% |
0.50% |
$5 |
Certificates of Deposit3
|
Interest
Rate 1 |
APY 2 |
Minimum Balance
to Open |
| Best Bet7 |
0.600% |
0.600% |
$2,500 |
| 6 Month Variable |
0.700% |
0.700% |
$2,500 |
| 12 Month Variable |
0.800% |
0.800% |
$2,500 |
| 18 Month Variable |
0.900% |
0.900% |
$2,500 |
| 91 Day |
0.300% |
0.300% |
$500 |
| 6 Month |
0.600% |
0.600% |
$500 |
| 7 Month7 |
0.600% |
0.600% |
$500 |
| 9 Month |
0.600% |
0.600% |
$500 |
| 12 Month |
1.000% |
1.000% |
$500 |
| 18 Month |
1.090% |
1.100% |
$500 |
| 24 Month |
1.290% |
1.300% |
$500 |
| 24 Month Rate Plus6 |
1.190% |
1.200% |
$5,000 |
| 30 Month |
1.340% |
1.350% |
$500 |
| 36 Month |
1.890% |
1.900% |
$500 |
| 36 Month Rate Plus 6 |
1.790% |
1.800% |
$5,000 |
| 48 Month |
2.130% |
2.150% |
$500
|
| 60 Month |
2.280% |
2.300% |
$500 |
| |
|
|
|
Individual Retirement Accounts3
| |
Interest
Rate 1 |
APY 2 |
Minimum Balance
to Open |
| 12 Month Fixed Rate |
1.000% |
1.000% |
$500 |
| 18 Month Fixed Rate |
1.090% |
1.100% |
$500 |
| 30 Month Fixed Rate |
1.340% |
1.350% |
$500 |
| 48 Month Fixed Rate |
2.130% |
2.150% |
$500 |
| 60 Month Fixed Rate |
2.280% |
2.300% |
$500 |
1 - Rates are variable and may change after the account is opened.
2 - Fees may reduce the earnings on the account.
3 - Substantial penalty for early withdrawal.
4 - Account matures the second Saturday of each October. Penalty for early withdrawal.
5 - Account matures the second Saturday of each April. Penalty for early withdrawal.
6 - One rate change permitted during term for remainder of that term.
7 - No longer opening new accounts.
