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Personal Loan Rates

Effective: 

Rates are subject to change.

Mortgage Loan Rates

Calculators Calculator 
Mortgage Loans
Term In Months Interest Rate A.P.R 3 Points Payment Per $1,000
15-Year Fixed 3.875% 3.851%1,5 0 $7.34
20-Year Fixed 4.250% 4.230%1,5 0 $6.20
30-Year Fixed 4.375% 4.370%1,5 0 $5.00
5 Year Adjustable 5.990%4 4.193%1,2 0 $5.99
1 Year Adjustable 5.240% 3.567%1,2 0 $5.52
1 20% down required.
2 APR is variable and may increase after consummation.
3 APR based on $75,000 loan amount.
4 Payments must be drafted from a Reliance Bank checking account.
5 Terms offered require applicants to meet special credit criteria.
Special rules and restrictions apply.
Please contact one of our Personal Bankers for additional rates and programs.

 

Home Equity Installment Loan Rates

Calculators Calculator 
Home Equity Installment Loans
Term In Months Rate / APR Up to 85% Equity Payment Per $1,000
Up to 36 4.990% $29.97
37-60 4.990% $18.87
61-120 5.750% $10.98
121-180 7.490% $9.27
Requires monthly payments to be automatically drafted from a Reliance Bank checking account.

 

SmartLine Prime Home Equity Line of Credit Rates

Calculators Calculator 
SmartLine Prime HELOC
A.P.R Up to 85% Equity
Adjustable 1,2 4.000%
1 APRs shown are variable, with a minimum of 4% and may increase after consummation, up to a maximum of 18%.
2 Borrower required to pay approximately $250 in loan fees at time of account opening. Property Hazard Insurance required.

 

Interest Only / Building Lot Loan Rates

Calculators Calculator 
Interest Only / Building Lot Loans
Down Payment Required Rate / APR Payment Per $1,000
15% 7.750% $6.46
Call one of our Personal Bankers for additional rates and programs.

 

Auto Loan Rates

Calculators Calculator 
Auto Loans
  Term A.P.R
All New Cars 72 7.240%
Used 2007 - 2010 60 7.240%
Used 2005 - 2006 48 7.990%

 

Personal Loan Rates

Calculators Calculator 
Personal Loans
  Term A.P.R Payment Per $1,000
Personal SmartLine Revolving 7.250% N/A
Executive Line Of Credit Revolving 4.000%1,2 N/A
1 APRs shown are variable, with a minimum of 4% and may increase after consummation, up to a maximum of 18%.
2 This rate reflects an initial period discount of 4.000%