Personal Loan Rates

Effective:

To ensure you are viewing our current rates, click the button below.
Rates are subject to change.

 

Mortgage Loans
Term In Months	Interest Rate		A.P.R 3		Points	Payment Per $1,000
15-Year Fixed	4.875%		4.903%	1,5	0	$7.85
15-Year Fixed	4.750%		4.930%	1,5	1	$7.78
20-Year Fixed	5.500%		5.519%	1,5	0	$6.88
20-Year Fixed	5.375%		5.517%	1,5	1	$6.81
30-Year Fixed	5.500%		5.514%	1,5	0	$5.68
30-Year Fixed	5.375%		5.480%	1,5	1	$5.60
5 Year Adjustable	5.990%	4	4.193%	1,2	0	$6.49
1 Year Adjustable	5.240%		3.567%	1,2	0	$5.52
1 20% down required.
2 APR is variable and may increase after consummation.
3 APR based on $75,000 loan amount.
4 Payments must be drafted from a Reliance Bank checking account.
5 Terms offered require applicants to meet special credit criteria.
Special rules and restrictions apply.
Call one of our Personal Bankers for additional rates and programs.
Home Equity Installment Loans
Term In Months	Rate / APR Up to 89% Equity		Payment Per $1,000
Up to 36	5.990%		$11.10
37-60	5.990%		$11.10
61-120	5.990%		$11.10
121-180	7.490%		$9.26
Requires monthly payments to be automatically drafted from a Reliance Bank checking account.
SmartLine Prime Home Equity Line of Credit
	A.P.R Up to 89% Equity
Adjustable 1,2	4.000%
1 APRs shown are variable, with a minimum of 4% and may increase after consummation, up to a maximum of 18%.
2 Borrower required to pay approximately $250 in loan fees at time of account opening. Property Hazard Insurance required.
Interest Only / Building Lot Loans
Down Payment Required	Rate / APR		Payment Per $1,000
15%	7.750%		$6.46
Call one of our Personal Bankers for additional rates and programs.
Auto Loans
	Term		A.P.R
All New Cars	72		7.240%
Used 2005 - 2008	60		7.240%
Used 2003 - 2004	48		7.990%
Personal Loans
	Term		A.P.R			Payment Per $1,000
Personal SmartLine	Revolving		7.250%			N/A
Executive Line Of Credit	Revolving		4.000%	1,2		N/A
1 APRs shown are variable, with a minimum of 4% and may increase after consummation, up to a maximum of 18%.  2 This rate reflects an initial period discount of 4.000%